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Australian Banks (australian + bank)
Selected AbstractsA sensemaking approach to trade-offs and synergies between human and ecological elements of corporate sustainabilityBUSINESS STRATEGY AND THE ENVIRONMENT, Issue 4 2010Tamsin Angus-Leppan Abstract This paper considers the complex relationships between the human and ecological elements of sustainability that exist in the minds of stakeholders and argues that a sensemaking approach allows these to be better understood and compared. This is supported by the results of a study, set in a financial institution, exploring the relationships between these non-financial elements of corporate sustainability. The viewpoints of middle management, branch and contact centre employees, executives, a community consultative council, suppliers and a community partner of a large Australian bank obtained in in-depth interviews are analysed and compared utilizing an innovative methodology of semantic analysis. We find that these stakeholders' perceptions of the human,ecological relationship differ by group, containing different mixes of trade-offs and synergies between the non-financial elements of corporate sustainability. Copyright © 2010 John Wiley & Sons, Ltd and ERP Environment. [source] RECENT TRENDS IN AUSTRALIAN BANKINGECONOMIC PAPERS: A JOURNAL OF APPLIED ECONOMICS AND POLICY, Issue S1 2006KEITH HALL This paper discusses the performance of Australian banks over the past decade, focusing on the forces that have shaped bank strategies and outcomes. The robust Australian economy and associated demand for credit, particularly from the household sector, have been significant drivers of bank success. Intensifying competition in lending and deposits has also played a role, manifesting itself largely as price pressure, but also spurring product innovation and the easing of lending standards. While the combination of these forces has allowed bank balance sheets to grow rapidly, the sector has remained well capitalised and has low levels of non-performing assets. [source] Australian Banking Efficiency and Its Relation to Stock ReturnsTHE ECONOMIC RECORD, Issue 258 2006JOSHUA KIRKWOOD We used Data Envelopment Analysis to evaluate cost efficiency of Australian banks in producing banking services and profit between 1995 and 2002. Empirical results indicate the major banks have improved their efficiency in producing banking services and profit, while the regional banks have experienced little change in the efficiency of producing banking services, and a decline in the efficiency of producing profit. An attempt is made to relate the changes in efficiency to stock returns. Results indicate that for our sample, changes in firm efficiency are reflected in stock returns. [source] Securitisation and Banks' Net Interest Margins,THE ECONOMIC RECORD, Issue 274 2010JOSHUA KIRKWOOD This article develops a theoretical model of the effect of securitisation on banks' net interest margins (NIMs). The model incorporates a dual role for securitisation. The direct effect accounts for the influence of securitisation on banks' funding costs. The indirect effect recognises that the development of securitisation markets made it possible for mortgage originators to compete with banks, which contributed to a decline in banks' market power and a fall in their NIMs. In estimating the model econometrically, this article finds evidence that both the direct and indirect effects worked to reduce Australian banks' NIMs prior to the onset of the credit crisis. [source] | ||||||||||