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Learning Economy (learning + economy)

Distribution by Scientific Domains

Business, Economics, Finance and Accounting	50%

Selected Abstracts

Do European Primarily Internet Banks Show Scale and Experience Efficiencies?

EUROPEAN FINANCIAL MANAGEMENT, Issue 4 2007
Javier Delgado
G21; O32; O33 Abstract Empirical evidence shows that Internet banks worldwide have underperformed newly chartered traditional banks mainly because of their higher overhead costs. European banks have not been an exception in this regard. This paper analyses, for the first time in Europe, whether this is a temporary phenomenon and whether Internet banks may generate scale economies in excess of those available to traditional banks. Also do they (and their customers) accumulate experience with this new business model, allowing them to perform as well or even better than their peers, the traditional banks? To this end, we have generally followed the same analytical framework and methodology used byDeYoung (2001, 2002, 2005)for Internet banks in the USA although the limitations in the availability of data, as well as the existence of different regulatory frameworks and market conditions, particularly in the retail segment, in the 15 European Union countries have required some modifications to the methodology. The empirical analysis confirms that, as is the case for US banks, European Internet banks show technologically based scale economies, while no conclusive evidence exists of technology based learning economies. As Internet banks get larger, the profitability gap with traditional banks shrinks. To the extent that Internet banks are profitable, European authorities may encourage a larger number of consumers to use this delivery channel, by tackling consumers security concerns. This would allow Internet banks to capture more of the potential scale efficiencies implied in our estimations. [source]

The Learning Region between Pedagogy and Economy

EUROPEAN JOURNAL OF EDUCATION, Issue 3 2010
ROBERTA PIAZZA
Economic growth is stimulated through learning. In ,the learning economies' of those European regions that chose to develop their human and intellectual capital wisely, benefits have been visible. But this is a one-dimensional outlook in a multi-dimensional world. A ,Learning Region' is an entirely different entity, pooling and mobilising its resources from the community, its institutions, culture and heritage, and industry, to mention just a few, for the common, social, economic and ecological good. This article examines and critiques recent ideas and perceptions behind the concept of the learning region and suggests why, in the Italian context, they have not been successful so far in entering the consciousness of regional leaders. It argues that greater individualisation, privatisation and the ascendancy of the market approach to learning are, perhaps paradoxically, barriers to establishing the regional structures that would implement lifelong learning for all and enhance economic and social progress. Cooperation, partnership, sharing and the integration of stakeholders in respecting a common goal are far more difficult to achieve in today's climate. [source]

Government & community building: A study of Michigan local governments online

PROCEEDINGS OF THE AMERICAN SOCIETY FOR INFORMATION SCIENCE & TECHNOLOGY (ELECTRONIC), Issue 1 2002
Allison R. K. Brueckner M.I.S.
Today's policymakers are being called upon to embrace a new way of government. A learning economy requires a smart and responsive government,one that works in partnership with all sectors of society to provide services and support systems that are essential to building strong communities. One of the most important features of the Internet is its ability to connect people with information and with one another. For many this means finding affordable housing, local jobs and dependable daycare. Increasingly local government units are trying to use the Internet, especially the World Wide Web, to provide their citizens with valuable information to enhance the community's quality of life and to increase civic participation. To help these government units to improve their use of the World Wide Web, cyber-state.org is undertaking an initiative to assess each of Michigan's local government Web sites, using a national assessment tool called WAES, , and to provide national benchmarks and models. The poster presentation will address the value of e-government, using the Michigan case study, where it's at and where it's going , current trends and future possibilities. The methodology and results will be shared from this year's report, Michigan's local governments onlne status and their usage. [source]

Learning and Organization in the Knowledge-Based Information Economy: Initial Findings from a Participatory Action Research Case Study

BRITISH JOURNAL OF MANAGEMENT, Issue 2 2000
Richard T. Harrison
This paper reports on an ongoing, multiphase, project-based action learning and research project. In particular, it summarizes some aspects of the learning climate and outcomes for a case-study company in the software industry. Using a participatory action research approach, the learning company framework developed by Pedler et al. (1997) is used to initiate critical reflection in the company at three levels: managing director, senior management team and technical and professional staff. As such, this is one of the first systematic attempts to apply this framework to the entire organization and to a company in the knowledge-based learning economy. Two sets of issues are of general concern to the company: internal issues surrounding the company's reward and recognition policies and practices and the provision of accounting and control information in a business-relevant way to all levels of staff; and external issues concerning the extent to which the company and its members actively learn from other companies and effectively capture, disseminate and use information accessed by staff in boundary-spanning roles. The paper concludes with some illustrations of changes being introduced by the company as a result of the feedback on and discussion of these issues. [source]