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Financial Planning (financial + planning)

Distribution by Scientific Domains
Medical Sciences50%

Selected Abstracts

Survey of Emergency Medicine Resident Debt Status and Financial Planning Preparedness

ACADEMIC EMERGENCY MEDICINE, Issue 1 2005
Jeffrey N. Glaspy MD
Objectives: Most resident physicians accrue significant financial debt throughout their medical and graduate medical education. The objective of this study was to analyze emergency medicine resident debt status, financial planning actions, and educational experiences for financial planning and debt management. Methods: A 22-item questionnaire was sent to all 123 Accreditation Council on Graduate Medical Education,accredited emergency medicine residency programs in July 2001. Two follow-up mailings were made to increase the response rate. The survey addressed four areas of resident debt and financial planning: 1) accrued debt, 2) moonlighting activity, 3) financial planning/debt management education, and 4) financial planning actions. Descriptive statistics were used to analyze the data. Results: Survey responses were obtained from 67.4% (1,707/2,532) of emergency medicine residents in 89 of 123 (72.4%) residency programs. Nearly one half (768/1,707) of respondents have accrued more than $100,000 of debt. Fifty-eight percent (990/1,707) of all residents reported that moonlighting would be necessary to meet their financial needs, and more than 33% (640/1,707) presently moonlight to supplement their income. Nearly one half (832/1,707) of residents actively invested money, of which online trading was the most common method (23.3%). Most residents reported that they received no debt management education during residency (82.1%) or medical school (63.7%). Furthermore, 79.1% (1,351/1,707) of residents reported that they received no financial planning lectures during residency, although 84.2% (1,438/1,707) reported that debt management and financial planning education should be available during residency. Conclusions: Most emergency medicine residency programs do not provide their residents with financial planning education. Most residents have accrued significant debt and believe that more financial planning and debt management education is needed during residency. [source]

Economic Analysis of Nile Tilapia (Oreochromis niloticus) Production in Tanzania

JOURNAL OF THE WORLD AQUACULTURE SOCIETY, Issue 4 2006
Aloyce R Kaliba
In Tanzania, Nile tilapia culture is a promising aquaculture enterprise. Information on production costs could assist fish farmers in economic and financial planning. Economic profitability of small-scale Nile tilapia production in Tanzania is analyzed using a model that simulates individual fish growth and takes into account fish population dynamics in the pond. The results suggest that the current practiced mixed-sex tilapia culture without predation is not economically sustainable. Extension efforts should be geared toward developing a Nile tilapia production system that is based on a hand-sexed all-male tilapia. Meanwhile catfish can be introduced in ponds to control overcrowding in mixed-sex tilapia culture without predation. Studies to determine optimal pond sizes, availability of feed, and a quality fingerling supply chain are also fundamental for developing a sustainable Nile tilapia production system in Tanzania. Under improved Nile tilapia production systems, returns are high enough to justify investment through borrowed capital from formal institutions. [source]

Unified Frontiers: Reaching Out with BIM

ARCHITECTURAL DESIGN, Issue 2 2009
Coren Sharples
Abstract Coren Sharples is a partner of SHoP Architects in New York where building information modelling (BIM) has become integral to the fluid promotion of communication between contractors, consultants and clients on a project. This is exemplified by two projects in the city: the reconstruction of Rector Bridge, where BIM enabled SHoP to work seamlessly with a firm of custom boat builders and other contractors, and the speculative development at 290 Mulberry Street, where it became a significant means of disseminating key data to the client for marketing and financial planning. Copyright © 2009 John Wiley & Sons, Ltd. [source]

Medical masters: A pilot study of adaptive ageing in physicians

AUSTRALASIAN JOURNAL ON AGEING, Issue 3 2009
Carmelle Peisah
Aim:, To describe models of career and lifestyle options for ageing doctors that suggest adaptability to ageing and retirement. Method:, Doctors aged 60 or older from Australia, Canada and the United States (n= 25) deemed to be ageing well by peers were administered a semistructured interview to obtain demographic and qualitative data regarding lifestyle, attitudes to ageing and retirement. Results:, Emergent themes included: (i) insights into the physical and psychological vicissitudes of ageing and the effects of such on practice; (ii) the need for adaptations in working hours and choice of work; (iii) the importance of long-term retirement planning; (iv) the usefulness of a transitional phase to ease into retirement; and (v) the need to cultivate a variety of medical and non-medical pursuits and relationships early in one's career. Conclusion:, These insights might encourage doctors to engage in long-term occupational, familial, social and financial planning and provide potential models of adaptive ageing in doctors for further study. [source]