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Liability Insurance (liability + insurance)

Distribution by Scientific Domains
Business, Economics, Finance and Accounting57%

Selected Abstracts

Environmental liability and accident prevention: preliminary experiences in Germany,

ENVIRONMENTAL POLICY AND GOVERNANCE, Issue 6 2001
Reimund Schwarze
Strict environmental liability, in conjunction with improved environmental liability insurance, proves to be an effective instrument to tackle environmental risks of industrial installations. This paper examines the experience with the Environmental Liability Act and Environmental Liability Insurance in Germany. It rebuts the widespread criticism of the preventive effect of the Act and considers the actual changes in the number of environmental accidents in Germany. The picture that emerges from this study is that the Act seems to have a measurable preventive effect from 1993 onwards, the year in which the new environmental liability policy was introduced. Copyright © 2001 John Wiley & Sons, Ltd and ERP Environment. [source]

Deregulating Property,Liability Insurance, edited by J. David Cummins

JOURNAL OF RISK AND INSURANCE, Issue 1 2007
Article first published online: 8 MAR 200
First page of article [source]

Liability insurance under the negligence rule

THE RAND JOURNAL OF ECONOMICS, Issue 3 2009
Marie-Cécile Fagart
We incorporate the concept of evidentiary standard to the analysis of the negligence rule under liability insurance and court errors. When the postaccident evidence is privately contractible and not too noisy, efficiency is achieved by both strict liability and a negligence rule with appropriate due care and evidentiary standards. When the evidence is not directly contractible, trial outcomes represent useful contractible information for the risk-incentives tradeoff in the liability insurance policy. Strict liability is then inefficient and dominated by the negligence rule. The negligence rule can itself be improved upon by decoupling damages from the harm suffered by the victim. [source]

Environmental liability and accident prevention: preliminary experiences in Germany,

ENVIRONMENTAL POLICY AND GOVERNANCE, Issue 6 2001
Reimund Schwarze
Strict environmental liability, in conjunction with improved environmental liability insurance, proves to be an effective instrument to tackle environmental risks of industrial installations. This paper examines the experience with the Environmental Liability Act and Environmental Liability Insurance in Germany. It rebuts the widespread criticism of the preventive effect of the Act and considers the actual changes in the number of environmental accidents in Germany. The picture that emerges from this study is that the Act seems to have a measurable preventive effect from 1993 onwards, the year in which the new environmental liability policy was introduced. Copyright © 2001 John Wiley & Sons, Ltd and ERP Environment. [source]

The Health Insurance Reform Debate

JOURNAL OF RISK AND INSURANCE, Issue 1 2010
Scott E. Harrington
This article provides an overview of the U.S. health care reform debate and legislation, with a focus on health insurance. Following a synopsis of the main problems that confront U.S. health care and insurance, it outlines the health care reform bills in the U.S. House and Senate as of early December 2009, including the key provisions for expanding and regulating health insurance, and projections of the proposals' costs, funding, and impact on the number of people with insurance. The article then discusses (1) the potential effects of the mandate that individuals have health insurance in conjunction with proposed premium subsidies and health insurance underwriting and rating restrictions, (2) the proposed creation of a public health insurance plan and/or nonprofit cooperatives, and (3) provisions that would modify permissible grounds for health policy rescission and repeal the limited antitrust exemption for health and medical liability insurance. It concludes by contrasting the reform bills with market-oriented proposals and with brief perspective on future developments. [source]

Liability insurance under the negligence rule

THE RAND JOURNAL OF ECONOMICS, Issue 3 2009
Marie-Cécile Fagart
We incorporate the concept of evidentiary standard to the analysis of the negligence rule under liability insurance and court errors. When the postaccident evidence is privately contractible and not too noisy, efficiency is achieved by both strict liability and a negligence rule with appropriate due care and evidentiary standards. When the evidence is not directly contractible, trial outcomes represent useful contractible information for the risk-incentives tradeoff in the liability insurance policy. Strict liability is then inefficient and dominated by the negligence rule. The negligence rule can itself be improved upon by decoupling damages from the harm suffered by the victim. [source]

Improving Organ Procurement Travel Practices in the United States: Proceedings from the Michigan Donor Travel Forum

AMERICAN JOURNAL OF TRANSPLANTATION, Issue 3 2010
M. J. Englesbe
There are significant risks and inefficiencies associated with organ procurement travel. In an effort to identify, quantify, and define opportunities to mitigate these risks and inefficiencies, 25 experts from the transplantation, transportation and insurance fields were convened. The forum concluded that: on procurement travel practices are inadequate, there is wide variation in the quality of aero-medical transportation, current travel practices for organ procurement are inefficient and there is a lack of standards for organ procurement travel liability coverage. The forum concluded that the transplant community should require that air-craft vendors adhere to industry quality standards compatible with the degree of risk in their mission profiles. Within this context, a purchasing collaborative within the transplant community may offer opportunities for improved service and safety with lower costs. In addition, changes in travel practices should be considered with broader sharing of procurement duties across centers. Finally, best practice standards should be instituted for life insurance for transplant personnel and liability insurance for providers. Overall, the aims of these proposals are to raise procurement travel standards and in doing so, to improve the transplantation as a whole. [source]